_id	Year	NLSS 1995/96	NLSS 2003/04	NLSS 2010/11	NLSS 2022/23
1	Percentage of households borrowing loans	61.3	68.8	65	63.8
2	Percentage of households having outstanding loans	58.4	66.7	62.6	97.3
3	Average number of all loans	1.6	1.6	1.6	1.6
4	Average number of outstanding loans	1.5	1.6	1.5	1.5