<data>
<row _id="1"><Rural/Urban>Kathmandu Valley urban (KVU)</Rural/Urban><Formal Financial Institutions as a Means of Transfer>86.8</Formal Financial Institutions as a Means of Transfer><Hundi as a Means of Transfer>3.6</Hundi as a Means of Transfer><Self as a Means of Transfer>6.9</Self as a Means of Transfer><Friends as a Means of Transfer>0.8</Friends as a Means of Transfer><Family Members/Relatives as a Means of Transfer>0.4</Family Members/Relatives as a Means of Transfer><Acquaintances as a Means of Transfer>0</Acquaintances as a Means of Transfer><Others as a Means of Transfer>1.5</Others as a Means of Transfer><Totals>100</Totals></row>
<row _id="2"><Rural/Urban>Urban Regions Except KVU)</Rural/Urban><Formal Financial Institutions as a Means of Transfer>77.8</Formal Financial Institutions as a Means of Transfer><Hundi as a Means of Transfer>2.2</Hundi as a Means of Transfer><Self as a Means of Transfer>13.4</Self as a Means of Transfer><Friends as a Means of Transfer>3.7</Friends as a Means of Transfer><Family Members/Relatives as a Means of Transfer>1.7</Family Members/Relatives as a Means of Transfer><Acquaintances as a Means of Transfer>0.8</Acquaintances as a Means of Transfer><Others as a Means of Transfer>0.4</Others as a Means of Transfer><Totals>100</Totals></row>
<row _id="3"><Rural/Urban>Rural Regions</Rural/Urban><Formal Financial Institutions as a Means of Transfer>67.9</Formal Financial Institutions as a Means of Transfer><Hundi as a Means of Transfer>1.3</Hundi as a Means of Transfer><Self as a Means of Transfer>17.1</Self as a Means of Transfer><Friends as a Means of Transfer>6.6</Friends as a Means of Transfer><Family Members/Relatives as a Means of Transfer>3.6</Family Members/Relatives as a Means of Transfer><Acquaintances as a Means of Transfer>3</Acquaintances as a Means of Transfer><Others as a Means of Transfer>0.5</Others as a Means of Transfer><Totals>100</Totals></row>
</data>
