_id	Rural/Urban	Formal Financial Institutions as a Means of Transfer	Hundi as a Means of Transfer	Self as a Means of Transfer	Friends as a Means of Transfer	Family Members/Relatives as a Means of Transfer	Acquaintances as a Means of Transfer	Others as a Means of Transfer	Totals
1	Kathmandu Valley urban (KVU)	86.8	3.6	6.9	0.8	0.4	0	1.5	100
2	Urban Regions Except KVU)	77.8	2.2	13.4	3.7	1.7	0.8	0.4	100
3	Rural Regions	67.9	1.3	17.1	6.6	3.6	3	0.5	100